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ZipLine Takes Top Honors For Innovation in ACH

March 31st, 2016

The National Automated Clearing House Association (NACHA) promotes the development of Automated Clearing House (ACH) transaction processes., the leading source of news and commentary on payments innovation and commerce, announced the recipients of the 2016 Innovator Awards during a dinner at Harvard University, at the conclusion of Innovation Project 2016. The two-day thought leadership event for payments leaders and innovators is widely seen as the Oscars of the payments industry. NACHA President Jan Estep presented the award.

ZipLine ( was recognized for its innovative Payments as Loyalty™ platform and technology. The ZipLine system leverages low cost ACH as a merchant payment method, translating savings on credit card fees into real-time consumer price roll-back and rewards, through ZipLine's patented 'pay-at-the-pump' mobile, and card based technology.

"A cool technology alone does not necessarily make one an innovator, unless we have real adoption—usually driven by real value," said Stephen Goodrich, CEO of ZipLine. "We've processed billions of dollars via ACH for over a million ZipLine account holders, and thank and NACHA for this acknowledgment, as well as early adopters like Flash Foods, Fastrac, Parker's and Cumberland Farms, and others, that took a leap of faith with our concept."

The PYMNTS Innovator Awards are considered the most prestigious recognition in the payments industry and boast a submission, selection and voting process that is unmatched in intellectual rigor and competitive energy. In addition to facing nine judges at the top of the payments industry, award candidates received thousands of votes from their payments peers. Gold, Silver and Bronze awards were distributed across 16 categories including Most Innovative, Most Disruptive and Best Technology.

"I'm so pleased to congratulate all the award winners," said Karen Webster, CEO of "We had a record-breaking number of votes this year and thanks to our impressive caliber of judges, I think we were able to truly recognize the best of the best in the payments industry."

ZipLine processes more mobile and card-based 'decoupled debit' (ACH) transactions that anyone in the Gas and Convenience Store industry. The Florida-based payments innovator and systems integrator is a holder of seven patents and is led by payments and loyalty experts and systems engineers.

Recognized as a pioneer in mobile ACH payments and instant price rollback, ZipLine has developed highly creative and successful retail programs based on the concept of "Payments as Loyalty™" for many national and regional Gas and Convenience chains.

For more information on ZipLine, visit or Innovation Project 2016, visit:

ZipLine Contact: Roger Brooks + 1 607 343 7864 or Editorial Contact: Dick Pirozzolo +1 617 959 4613 or